Terms & Conditions
Last updated: January 2026
Acceptance of Terms
By accessing and using the zoiyphlobe.com website, you agree to be bound by these terms and conditions. If you do not accept these terms, please do not use this site.
Description of Services
Zoiyphlobe provides information and educational resources on financial management and investment opportunities. We do not provide personalized financial advice.
Eligibility
You must be at least 18 years old to use this site. By using this site, you represent that you are of legal age.
Intellectual Property
All content on this site, including text, graphics, logos and images, is the property of Zoiyphlobe and is protected by intellectual property laws.
Limitation of Liability
This site is for informational purposes only. Zoiyphlobe does not guarantee the accuracy of the information provided and is not responsible for any financial losses resulting from the use of this information.
Disclaimer of Liability
To the fullest extent permitted by law, Zoiyphlobe disclaims all liability for any direct, indirect, incidental or consequential damages arising from the use of this site.
Governing Law
These terms are governed by Belgian law. Any dispute shall be subject to the exclusive jurisdiction of the courts of Brussels, Belgium.
Changes to Terms
We reserve the right to modify these terms at any time. Changes take effect immediately upon posting on the site.